Indigo Flag

Getting out of your cell phone contract without paying termination fees

fan of life — Wed, 03 Mar 2010 00:24:15 +0000

If you are stuck in a cell phone plan that you desperately want out of but are not willing to pay the early termination fees i have a few tips that may help you out.

One way to terminate your contract is if your service provider has recently increased the rates of services. I know you say well all of the major providers are lowering their rates. While this is true if services like data or text messaging rates are raised to offset the costs of a lower plan you can say that it has negatively affected your account. If you are using these services on a pretty regular basis, which most of us do, then the extra money that you may have to pay can get you out of a contract. Most times your current provider will most likely try and cut a deal just to keep you on the service, but you can always say no. This technique is also good for getting service rates lowered, especially if you provide proof that you can get it cheaper.

Now how about if you have your eye on the latest cell phone and your carrier doesn’t provide service for it. Well what you can do is have someone take over your contract. Most service providers could care or less who is paying the monthly subscription payments to them, just as long as they are getting paid. They will in most cases switch over your account to another person with very little hassle. Try places like http://cellswapper.com to get someone to take over your contract. Cellswapper is a service that allows you to list your contract information for people to view. If someone is interested in taking over your contract they can contact you and if you two agree on the terms cellswapper will help you get it transferred. There is a listing fee of $18.95 for power poster and $24.95 for a showcase poster, but hey compare that to at least $150, that is peanuts if you are looking to get out of a contract. Head over now and take a look at what they have to offer.

Protecting your investment properties by investing in foreclosures

fan of life — Fri, 26 Feb 2010 22:44:01 +0000

Like many investors you probably have a number of properties in areas that may be hit hard by foreclosures. If this holds true for you, this post may be of interest to you. With the home market as unsteady as it is, it is likely that you have seen your investment portfolio decrease in the last few quarters. It can be very unsettling to many investors to watch the value of their properties decrease in value and feel like there is nothing you can do about it. Well I am here to tell you that there are some measures that you can take to help maintain the value of your investments in this down market and also increase the value of your portfolios at the same time. As many of us know there are nearly 4 million homeowners in jeopardy of losing their homes due to foreclosure and with April just around the corner a surplus of undervalued properties on the market will naturally drive down the value of nearby homes. A great deal of these homes will likely be in disrepair or have some other looming stigmata associated with them. Don’t let that be a deterrent to you, these may be great investments. How I see it, if it is possible to pick up a few of these properties at a discount, and have them renovated, this can greatly improve the value of the neighborhoods that they are located in. Now I know this may sound like it is textbook, but I suggest you do something different than simply trying to resale these properties. HOLD ON TO THEM. That is right; add them to your portfolios. Not only will this strategy remove an eyesore from a neighborhood but it can become a great rental unit for added cash flow. I suggest finding properties that you can purchase and complete the rehab without going too far out of the current comparable ranges. Even if the fix-up will take you a few thousand dollars out of the range it will still be good, chances are you will be able to make your money back over the few years in rental payments. Granted you are making at least $100 on your investment. So how do you find these foreclosures, there are many sites out there that offer prospects; one of the better ones is Realtytrac. Described as “the leading online marketplace for distressed properties” it offers over 900,000 default, auction and bank owned properties from across the country. They collect and organize foreclosure data from about 2500 counties across the United States, covering more than 94% of the homes in the nation. Realtytrac requires a monthly subscription of $49.95 but you can try the site out for 7 days free of charge. Another good site is HudForeclosed, the cost is a bit cheaper $99 for a 6 month subscription but they don’t cover as many locations as Realtytrac, and they only cover REO’s. RealtyStore is also a great site to check for these deals. This site offers REO as well as first time homes and upgraded homes. The monthly fee for this site will run you about $49.60 a little cheaper but still it doesn’t carry as many listings as Realtytrac. Fortunately they also offer a free week trial. So take your pick or try them all for a week and see which one offers the best deals for you personally. They are all great sites that I have used from time to time.

About This Blog

fan of life — Fri, 24 Jul 2009 13:08:09 +0000

Have you ever sat back and watched the world pass by? I mean just take notice of people and how they interact with each other, watch the birds play or just stare at the stars? Of course not we are all too busy these days to do that. Can you beleive that in this day of instant everything, we can’t seem to find time to just be.

Let’s learn to take time out for ourselves and spend the afternoon at the beach, get that cup of coffee. What are we racing through life for?